Community Reinvestment Act: Preparing for Regulatory Changes

Tuesday, May 24, 2022
3:00 pm – 4:30 pm Eastern

CRA changes are coming.  Get insight and information about what’s on the horizon during this timely webinar.  A sample CRA tracking log, action plan, and self-checklist will give you smooth sailing through the sea of changes.  Don’t miss this chance to prepare.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

• Understand current regulatory requirements and how proposed changes will impact your CRA program
• Identify technical requirements for banks of all sizes
• Develop effective CRA compliance strategies
• Conduct a thorough CRA self-assessment
• Communicate your CRA efforts to the board 
  

WEBINAR DETAILS 

All was quiet on the Community Reinvestment Act (CRA) front for over 15 years, until 2020 when the OCC issued their final rule to “strengthen and modernize” current CRA regulations and the Federal Reserve issued an Advanced Notice of Proposed Rulemaking detailing their own approach to bringing CRA into the 21st century.  Then in 2021, the OCC pulled back on these new rules and now the Agencies will be issuing a joint CRA ruling. 

Receiving a strong CRA rating is very important.  A poor rating can significantly impact board and management’s strategic goals and adversely affect your bank’s reputation in the communities you serve.  This session will dive into these rules and explain how to prepare your CRA program to meet regulatory expectations.  Whether you are a small bank, intermediate-small bank, or a large bank, this webinar will address the rules that apply to you.  It will also review best practices for documenting your efforts during the recent pandemic to ensure your bank receives credit for all you have done to assist your communities. Join us for this jam-packed session!

WHO SHOULD ATTEND? 

This informative session is designed for CRA officers, compliance officers, lending officers, and internal auditors. 

TAKE-AWAY TOOLKIT

• CRA tracking log
• CRA action plan
• CRA self-checklist
• Employee training log 
• Interactive quiz
• PDF of slides and speaker's contact info for follow-up questions
• Attendance certificate provided to self-report CE credits
  

SPEAKER

Dawn Kincaid
Brode Consulting Services, Inc.

Dawn Kincaid began her banking career while attending The Ohio State University.  She has over 20 years’ experience in client service, operations, information technology, administrative and board relations, marketing, and compliance.  Most recently Dawn served as the Senior Vice President of Operations for a central-Ohio-based community bank, where she created and refined policies and procedures, conducted self-audits and risk assessments, and organized implementation of new products and services.  Dawn has served in the roles of Compliance, BSA/AML, CRA, Privacy, and Security Officer.  She has led training initiatives, prepared due diligence information, completed a variety of regulatory applications, coordinated internal and external audits and exams, and presented for numerous state associations.

Attendance verification for CE credits provided upon request.

Webinar Sponsored by Financial Education & Development

If you are having issues with registering online, please contact CBAO's Education, Training & Special Events Coordinator, Malia Widder, (614) 610-1877.