Commercial Lending Basics 2-Part Series
Commercial Lending Basics 2-Part Series
Friday, April 26, 2024 (Both Parts)
12:00 – 1:30 pm & 2:00 - 3:30 pm (Eastern Time)
To effectively analyze a potential or continuing lending opportunity, a lender or credit analyst must understand how a business operates, how financing needs arise in the business and what borrowers and accountants are trying to quantify with financial statements and tax returns.
This banking webinar will address the following topics:
- How a business operates
- Operating Cycle
- Fixed Asset Cycle
- Profit Cycle
- Cash Cycle
- How financing needs arise in a business and appropriate loan products to meet those needs
- Line of Credit
- Term Loan
- Revolving Debt
- Bridge Loan
- Organizational structures and types of financial information presented by borrowers
- Sole Proprietorship
- Partnership
- Corporation
- Limited Liability Company (LLC)
- Key accounting conventions underlying the presentation of the financial statements
- Revenue Recognition
- Inventory Valuation
- Depreciation
- Expense Recognition
- Taxes
At the end of this webinar participants will be able to apply the concepts in a case study.
Who Should Attend:
- Lenders With 0-3 Years’ Experience, Credit Analysts, Prospective Lenders, Branch Managers
Instructor
John Barrickman
New Horizons Financial Group / President
For 27 years, John Barrickman has served as President of New Horizons Financial Group, a financial services industry consulting firm nationally recognized as an expert in the areas of comprehensive credit risk management, credit process, loan policy formation, asset quality rating frameworks, risk based pricing and lender development. John is a frequent speaker and subject matter expert on credit policies and procedures at industry events nationwide. John is also a Consulting Associate for Capital Performance Group.
Attendance verification for CE credits provided upon request.
Webinar Sponsored by BankersHUB
If you are having issues with registering online, please contact CBAO's Education, Training & Special Event Coordinator, Malia Widder, (614) 610-1877.
| Registration (Member/Non-Member Pricing) |
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Webinar and Playback* ($395/$595)
*Playback has no expiration.
Additional Hookup - Registering another banker from a different location ($125/$185)
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