Construction Loan Nuts & Bolts: Docs/Samples/Errors

Construction Loan Nuts & Bolts: Documentation, Sample Scenarios & Avoiding Errors

Tuesday, May 17, 2022 
11:00 am – 12:30 pm Eastern

Are you detail driven?  That tendency is very beneficial when dealing with construction loans.  This detailed nuts-and-bolts program will traverse the construction loan process, employ sample scenarios, reveal best practices, and expose compliance potholes.


  • Identify compliance areas unique to construction loans
  • Define and implement controls to mitigate your construction loan risks
  • Understand closing methods for single- and separate-close transactions
  • Manage the administration of construction loans 
  • Prepare consumer disclosures in accordance with regulatory requirements
  • Detail the procedures for testing and auditing construction loan files


Over the last several years the thickness of an average loan file has grown from being measured in millimeters to inches.  This is especially true for residential construction loans.  Compliance staff are often responsible for reviewing these loan files either during the underwriting and approval process or in the days after the loan is closed.  But with so many regulations governing loan compliance, where exactly should the focus be?  What documents need to be in these files and what are the important things to verify on each?

This webinar will start with a discussion of the unique risks and features associated with construction lending and address the requirements for both the single- and separate-close construction loans and permanent-phase closings.  It will walk through the construction loan process with sample loan scenarios and review best practices for managing draw requests. This program will cover how to avoid mistakes, dive into the guidance, and review common errors when preparing construction loan documentation.


This informative session is designed for loan officers, loan operations personnel, compliance officers, and internal auditors.


  • Sample inspection request form
  • Sample construction loan file checklist
  • Sample commercial real estate file checklist
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits


Dawn Kincaid
Brode Consulting Services, Inc.

Dawn Kincaid began her banking career while attending The Ohio State University.  She has over 20 years’ experience in client service, operations, information technology, administrative and board relations, marketing, and compliance.  Most recently Dawn served as the Senior Vice President of Operations for a central-Ohio-based community bank, where she created and refined policies and procedures, conducted self-audits and risk assessments, and organized implementation of new products and services.  Dawn has served in the roles of Compliance, BSA/AML, CRA, Privacy, and Security Officer.  She has led training initiatives, prepared due diligence information, completed a variety of regulatory applications, coordinated internal and external audits and exams, and presented for numerous state associations.

Attendance verification for CE credits provided upon request.

Webinar Sponsored by Financial Education & Development

If you are having issues with registering online, please contact CBAO's Education, Training & Special Events Coordinator, Malia Widder, (614) 610-1877.

Registration Options (Member/Non-Member Pricing)
Live Webinar ($265/$400) – The live webinar option allows you to have unlimited connections within your institution to virtually attend the Live Webinar. The session includes question and answer sessions, handout and take-away toolkit, and the presenters contact information for follow-up, will all be emailed to you the morning of the live webinar.

On-Demand Webinar + Free Digital Download ($295/$450
– Can’t attend the live webinar? This option provides a recording of the live event, including audio, visuals, and handouts. We even provide the presenter’s email address for follow-up questions. You will receive an email with the recorded webinar link, which can be viewed anytime 24/7, beginning 2 business days after the live webinar. You will also receive instruction on how to download a free digital copy of the webinar to your PC, which you may keep and use indefinitely.

Both Live Webinar & On-Demand Webinar + Free Digital Download ($395/$600
– Includes Live Webinar and Recorded Webinar options above.


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