CBAO Insurance Agency

Voya 
Cleveland, Ohio 
Contact: David Kovacs at (216) 650-3712

Voya’s experience servicing and working with banking institutions goes well beyond the industry standard. We currently support strategic relationships with over 40 local and regional banking institutions and recordkeep over 200 banking clients on our 401(k) platform with assets over $750M. Voya is committed to helping you drive additional revenue, understands your business model, and values your strategic relationship. By providing a non-proprietary 401(k) solution, you can immediately expand your product offering to your clients and prospects. By working with Voya as an additional retirement plan provider, you can benefit from the following:

Dedicated Support: Voya’s team of dedicated relationship managers bring a wealth of local banking expertise, including first-hand knowledge of the unique needs and opportunities that exist in the retirement industry. This dedicated support, coupled with Voya’s multicultural team, helps position you as a provider of choice for your multicultural clients.

A Comprehensive Product Continuum: Voya is one of the few providers with a scaled leadership presence across the entire DC spectrum with the ability to offer retirement plan solutions for any size or segment of the market on a bundled basis or in tandem with our national network of Third Party Administrators. Our experience in the banking industry has taught us that many of the 401(k) opportunities commercial lenders encounter are typically small market plans with plan assets between $3M - $5M and are generally unbundled with a local TPA. Leverage our established network of TPAs to complement your sales efforts.

HUB Financial Services
Coppell, Texas 
Contact: Debra McManigle at (269) 441-5058

HUB Financial Services provides a suite of risk management and insurance products designed in the area of Financial Institutional Bond, Director & Officers Liability, P&C andCyber Security to best minimize ever-increasing executive-level risks while reducing expense and providing best coverage for your community bank.  HUB acts as a strategic resource, offering valuable insights and actionable advice, coupled with industry-proven programs that leverage our extensive insurance product and coverage design expertise.  Since 1989, Debra McManigle has provided insurance to Ohio community banks as both an Sr. Underwriter and as SVP of HUB Financial Services from 2000 to present.

EBS, a bank consulting company
Birmingham, Alabama 
Contact: Phil Pickett at (877) 242-9751

Bank Owned Life Insurance (BOLI) and Executive Benefits
EBS is a marketing, consulting and service firm that specializes in the placement of Bank Owned Life Insurance (BOLI) programs. These programs utilize BOLI to finance existing employee benefits, as well as to informally fund new or existing non-qualified executive benefit plans. EBS provides its clients with access to the highest rated carriers in the BOLI arena. EBS members provide clients with access to the leading insurance carriers in the BOLI market. EBS also delivers comprehensive plan design, implementation and ongoing services required to support BOLI and executive benefits programs. Client services are provided by an experienced support team at EBS including 7 CPAs and an in-house attorney. All EBS operations are audited annually for SOC 1 and SOC 2 (Privacy Protection) compliance.

Insurance Marketing and Administration Company (IMAC) 
Randolph, Massachusetts 
Contact: Edward Klayman at (781) 963-2269 

Insurance Marketing and Administration Company (IMAC) is a marketing organization specializing in the mass marketing of insurance and non-insurance programs. Founded in 1994, IMAC's primary goal is to provide brokers, financial institutions and associations with effective programs to offer their clients, customers and members, including the $3,000 Thank You Accidental Death & Dismemberment (AD&D) program available to all CBAO members. Working with top-rated insurance carriers, IMAC has developed efficient, turnkey programs that benefit everyone involved while providing opportunities for financial institutions to generate non-interest fee income. IMAC offers a wide range of innovative programs that can be customized to create niche marketing ideas and concepts to fit any market.

Seattle Specialty Insurance Services 
Everett, Washington 
Contact: Marsha Ebert at (919) 730-0051

Seattle Specialty Insurance Services, Inc. is among the largest national providers of insurance coverage and specialized services to the commercial banking industry. Specializing in Lender Placed Hazard, Flood, and Collateral Protection Insurance with exclusive e-Trac Tracking Services, Seattle Specialty has been providing innovative insurance products and exceptional insurance tracking services since 1992, and is now a proud member of QBE Insurance.

Lee & Mason
Cincinnati, Ohio 
Contact: Craig Vermost at (502) 371-3384 

Lee & Mason is the preferred CBAO partner for Lender Single Interest and Gap insurance. Lee & Mason was formed to assist financial institutions in obtaining the highest level of performance from their loan portfolios. The experienced and innovative management of Lee & Mason is recognized in the industry for its cutting edge ideas. We believe in customization and flexibility in the underwriting of all our insurance products. You choose the type of loans you want to include in your portfolio and we find the way to insure them properly.

CBAO Insurance Agency
Columbus, Ohio 
Contact: Aza Bittinger at (614) 846-2238

Our Comprehensive Employee Benefits Program is an all-inclusive insurance program that enhances the efficiency of your community bank with a platform to aggregate your revenue, members, products, and resources. Partnering with CBAO Insurance Agency gives you a clear and painless insurance program.

Travelers
Contact: Ben Pachla at (216) 643-2379

For over 160 years Travelers has been providing effective insurance solutions for community banks.  We offer insurance and risk mitigation services to help banks address a variety of exposures, including D&O, EPL, fiduciary, cyber, bankers professional liability, financial institution bonds, and property/casualty coverages. Visit www.travelers.com.  

Travelers Casualty and Surety Company of America and its property casualty affiliates. One Tower Square, Hartford, CT 06183.

Capital Advisors, Ltd.
Shaker Heights, Ohio 
Contact: Daniel O'Brien at (888) 295-7908

Capital Advisors, Ltd, LLC offers investment advisory and financial planning services. The firm is independently owned and operated. We assist family business owners, professionals, entertainment figures, and other successful, high net worth individuals by providing a holistic, objective, solution-oriented approach to wealth management and financial planning. Our business model is centered on a transparent and process-oriented approach. Fee based services include: investment planning, executive benefit planning, retirement and cash flow planning, estate tax planning, business succession planning, evaluation of qualified plans, and merger and acquisition intermediary. Our employees hold many of the designations and credentials essential to offering high level financial advice – Certified Public Accountant (CPA) and Charted Financial Analyst (CFA). We have been named by Worth Magazine as among the Nation’s Top 250 Wealth Advisors. Advisory services offered through Capital Advisors, Ltd., LLC, Capital Analysts, Inc., or Lincoln Investment Planning, Inc., Registered Investment Advisors. Securities offered through Lincoln Investment Planning, Inc., Broker Dealer, Member FINRA/SIPC. Capital Advisors, Ltd., LLC and the above named firms are independent non-affiliated entities.

Ameriprise Financial Institutions Group (AFIG)
Contact: Chris Melton at 636-938-5418

Ameriprise Financial Institutions Group (AFIG) specializes in partnering with banks and credit unions to help their clients reach their financial goals through on-site investment programs. In 2017, Ameriprise Financial acquired Investments Professionals, Inc. (IPI). IPI’s experience and expertise in serving the financial institutions market combined with Ameriprise’s depth of resources and commitment to clients creates a powerful alliance in the financial institutions marketplace. We offer the important combination of a high touch, personalized service experience, along with comprehensive advice and a broad spectrum of product solutions to help your clients achieve their financial goals. You’ll have the opportunity to create new revenue streams and increase loyalty among your important clients. Leveraging our expertise and resources, we can help you deepen your long-term client relationships and solidify your position as a full-service financial leader in your market. Align with a firm that reflects your culture while providing quality, stability and value. 

Sedgwick
Dublin, Ohio 
Contact: Cordell Walton at (614) 827-0398

For over 50 years, we’ve been helping employers navigate Ohio’s workers’ compensation system, providing services to help them control claim-related costs and reduce premiums. Our team includes the experienced colleagues from CompManagement and CareWorks Comp. The two companies merged and are now Sedgwick. Together, we serve nearly 65,000 Ohio employers including organizations of all sizes operating in various industries across the state.