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CBAO Service Corporation
Save resources and time by taking advantage of CBAO’s products and services. CBAO Service Corporation negotiates, for the benefit of CBAO members, substantial discounts and fee income opportunities. These discounts save CBAO members over $1 million annually. Through CBAO's partner program, members are able to offer discounts and fee income opportunities to their customers, resulting in substantial savings for the customer, and increased fee income to CBAO's members. We partner with providers of the highest quality products and services, so due diligence is done for you.
Contact Jim Sarosy at (614) 846-2170 for additional information on any of the partners below.
Agent Credit Card Program
ICBA Bancard & TCM Bank
ICBA Bancard & TCM Bank
Allison Park, Pennsylvania
Contact: Frank McGonagle at (770) 573 2165
TCM Bank, N.A. provides community banks access to comprehensive and innovative credit card issuing for both consumers and small businesses. Maximize your bank's credit card issuing revenue to give your bank the maximum benefits of a credit card portfolio while limiting or eliminating your exposure risks and costs. Competitive credit card portfolio valuation, consultation and purchase options are also available.
Miedema Asset Management Group
Miedema Asset Management Group
Contact: Jared Hekstra at (616) 291-7003
Miedema can use a combination of on-site and on-line auction capabilities to reach more potential bidders. This leads to higher bids and more cash recovery for repossessed collateral items. Miedema can also assist with full appraisals and free opinions of value.
ATM Network and Debit Card Services
Contact: Karen Stypinski at (866) 735-2920
As one of the last member-owned and member-controlled EFT networks and processors remaining in the industry, SHAZAM is committed to operating for the benefit of our financial institutions and maintaining our independent, not-for-profit business philosophy. Our participating institutions have provided our direction and focus for over 30 years, resulting in the creation and provision of solutions for ATM processing, debit card processing, business debit cards and health savings account debit cards, surcharge free alliances, fraud detection and case management, effective marketing campaigns, ACH services, merchant services, IT risk assessments and security assessments, and core processing. SHAZAM's mission is to provide and enhance the opportunity for our affiliated financial institutions to compete effectively and profitably in the marketplace through the delivery and support of these quality, comprehensive, innovative and timely electronic financial services. We will provide all services at the lowest possible cost without compromising quality or reliability.
Automated Valuation Models (AVM) and Flood Certificates
StoneCastle Financial Corp.
New York, New York
Contact: Joseph Healy at (212) 354-6500
StoneCastle Financial Corp. is an investment company established to serve as an investor in publicly traded and privately held community banks seeking capital for organic growth, acquisitions, share repurchases and other refinancing activities. We are focused on investing our capital in long-term, passive, non-control investments.
Business Supplies, Financial Forms and Printed Documents
Contact: Mary Kay Kovalick at (614) 472-2009
CBAO has partnered with Staples Advantage to offer a competitive purchasing program for all of your business needs. From technology and break room products, to furniture and print services, discover all the ways Staples Advantage can help you business. You will save money on every order, get fast, free next day delivery, and have more time in your day to get the job done. As a new member, you will save an average of 20% on a wide selection of high quality products and services. The brands you look for, the products you rely on, all from a single source - Staples Advantage.
Credit Card Program
Contact: Lyle Krall at (608) 249-2270
A leading global provider of banking and payments technologies, FIS provides financial institution core processing, and card issuer and transaction processing services, including the NYCE Network to more than 14,000 financial institutions and businesses in more than 90 countries worldwide.
MPA Systems, Inc.
MPA Systems, Inc.
Contact: Gary Halstead at (972) 974-0944
MPA Systems, Inc., a United Technologies company, has been providing modular buildings to financial institutions since 1962. Our disaster recovery program guarantees delivery of a modular building within 24-72 hours, which is free for 6 months and equipped with furniture, phones, drive-up windows, night depository, and alarm and surveillance systems, all for a low annual fee. In addition to our disaster recovery program, we offer buildings for sale or lease. Our buildings are built and designed for financial institutions and include drive-up windows, teller line with undercounter steel pedestals, and an after hours depository. Additional options include alarms, surveillance systems and remote drive-ups. We offer various sizes and layouts to meet your needs.
Fixed Income Broker/Dealer
ICBA Securities provides community bankers with quality investment products, services and education at competitive prices. Included are asset/liability and liquidity assistance, bond accounting and safekeeping, transaction analysis, performance profiles, and research assistance. ICBA Securities also has a mandated set of policies for the protection of the banker including rigorous sales rep requirements, a suitable security list, and a pricing policy that is determined by its Board of Directors (also community bankers).
Investment Portfolio Management
StoneCastle Cash Management
New York, New York
Contact: Kim Weeks at (212) 354-6500
One of America’s largest and most respected asset management firms dedicated to the U.S. banking industry, StoneCastle offers deposit and liquidity solutions including our StoneCastle Deposit Network and Federally Insured Cash Account (FICA®) for Banks.
Contact: Robert Ney at (859) 226-1920
NetGain Technologies developed into one of the world’s top 100 managed IT service providers by creating solutions for business problems. NetGain Technologies has served community banks in the Southeastern and Midwestern region since 1984 from seven branch offices throughout the area. An industry-leading, secure network operations center staffed by more than 85 technicians and engineers—with more than 250 technical certifications—forms the core of Technology OneSource, the company’s award-winning managed IT services package for growth- and security-oriented companies. NetGain Technologies is SOC 2 Type II-certified, enabling the company to deliver a best-in-class service while maintaining confidentiality, privacy, processing integrity, availability, and security.
Contact: Richard S. Camardo at (800) 487-5577
FiNet offers a no-liability turnkey merchant services solution for financial institutions interested in professional service, competitive pricing and a customized program. Our program allows your business customers to manage their business processes more efficiently and provides a superior payment solution, offering secure solutions for credit and debit cards (including virtual and mobile terminals), checks, recurring payments, cash advances, loyalty/gift cards, pre-paid cards and electronic invoice presentment. As the CBAO endorsed merchant services provider, our focus is to service community banks with the same care and understanding your customers, clients and merchants have grown to expect.
Contact: Barb Mackie at (800) 325-7000
CBAO members can now save up to 30% on an expanded portfolio of UPS air and international Express shipping. That's a significant savings over FedEx published rates! Simple shipping and special savings, it's that easy! For complete details or to sign up, click here.
El Segundo, California
Contact: Laura Petty at (704) 575-0075
SBA Complete is a full-service SBA outsourcing and consulting firm. Operated by former senior banking executives, SBA Complete offers its clients the highest level of expertise available in the industry. Lenders nationwide rely on SBA Complete to conduct SBA portfolio reviews, which are now considered a standard best practice. The company also offers low-cost solutions to take over 1502 reporting and loan servicing for clients, in addition to offering complete SBA lending solutions.
Contact: Guy Hatch at (860) 280-4152
LGL Leadership offers leadership and organization development using a combination of well-studied research and unique high-energy programs, delivered by a cadre of accomplished leadership practitioners. Founded in 2010, the company has had the privilege to work across disparate industries, including community banking. Our approach is to first understand your organization’s context, strengths, and challenges, a process called Discovery. Using this knowledge, we work with you to tailor programs specific to need and intended participants; this is referred to as the BluePrint. As human behavior is often the target, programs are intentionally longer-term in order to achieve intended objectives—generally 12-24 months. Content is delivered most optimally in face-to-face encounters. These are not classes or training sessions, but genuine experiential learning opportunities that deliver high engagement levels and rich conversation again and again. Topics emerge from the Discovery-BluePrint process, but often touch: leadership foundations, emotional intelligence, team building, positive accountability, succession planning, stress management, or communicating as a leader. Other, capstone-level programs are additionally available. We bring no agenda other than to work as hard as we know how to maximize individual leader and organizational success.
Contact: Jessie Hogue at (888) 370 - 5552 ext.7411
Ncontracts provides vendor management and monitoring, due diligence gathering and analysis, and contract management. Our web-based solution allows banks to assess vendor risk ratings and enables them to respond quickly to regulator inquiries and audit demands of examiners. By utilizing our services, financial institutions can reduce expenses, enhance profitability, and improve internal efficiencies.